Tag Archives: minimalism

How to Cure Type 2 Diabetes


Three Rules:

  1. Don’t eat until your blood sugar is below 100 mg/dL.
  2. Eat one meal.
  3. Repeat.

I was going to call this “How to Cure Cancer,” but that title was already taken.

I like to keep things simple, and was actually toying with just leaving with the three bulletpoints, but thought perhaps interested readers may want a tad more detail. Let’s start by answering a few basic questions:

Question: How can I tell if my blood glucose is below 100 mg/dL?
Answer:  Use a Blood Glucose meter.

Likely, if you’ve been diagnosed with Type 2 Diabetes, or it’s precursor Pre-Diabetes, you already know how to use one. If not, you can read my brother’s review on how to use one here, and/or watch his video below:


Question: Why does my Blood Glucose have to be below 100?
Answer:  Because Insulin Resistance, duh!

Dr. Fung explains Insulin Resistance best here.

I like to keep things simpler, though. If you have to wait until your blood sugar is below 100, you will automatically do what’s called Intermittent Fasting. Because having to wait until your blood sugar is below 100 can often take hours, and is defacto fasting.

But instead of mindlessly sticking to one of the eating windows of 16:8 (16 hrs fasting, 8 hour window for eating), 20:4, or OMAD – or whatever, you actually use something to measure when you should actually eat. And depending on how Insulin resistant your body is, and what you ate the night before will determine when you can next eat.

For example, before I cured myself, I remember that on top of a meal I ate, I followed this with dessert, and had a couple pisco sours to top off the evening. My blood sugar didn’t go below 100 until 4pm the next day.

Question: Why only one meal?
Answer: I just like to keep things simple.

I know this works, and it’s the simplest way to communicate how to cure type 2 diabetes. It’s worked for me, and it will invariably work for you.

Question: Why does this work?
Answer: It forces measurement, is self-correcting, and simple.

  • It forces measurement. This pushes things from your unconscious eating to consciousness. It’s known that unconscious eating is one thing that leads to obesity, what follows after is diabetes.  By forcing you to start measuring your glucose levels, this leads you to know when you experience true hunger, the aftermath of those 2 donuts you couldn’t resist, and how eating healthier accelerates when the next time you can eat.
  • It’s self-correcting. If you eat too many carbs, or have alcohol, or whatever, this just means you’ll have to wait longer before you blood sugar reading goes below 100. It might take a day, or more, frankly, but at some point it will go down.This forces you to confront the effects of that beer, sandwich, pie de limon, or in my case – a couple late night pisco sours.By following rule number one you will automatically start drawing the dots on how foods affect you. I must have pricked my fingers 9 times that day, shocked every time my blood stayed above 100. And knowing that I had to wait so long before I can eat will make me think again before I go for that pile of sandwiches, or cakes, or donuts.What this also does is add the negative reinforcement of the finger prick for the blood test. Knowing that if I have something carbolicious will lead to me testing myself many more times per day than if I went for a Low Carb, High Fat meal, I might think twice about that box of tempting donuts. I might self-correct to not have that slice of pie, or that extra slice of toast.
  • It’s simple. Follow one rule: don’t eat until your blood sugar is below 100. You can add all sorts of complexity, like eating window size, macro vs micro nutrients – what have you. But by measuring your blood glucose, you now have a fasting window that is tailored suited to your body, and your eating habits. You no longer have to ask the advice of other people, or read books about Intermittent Fasting, or study how to cure obesity.You just study yourself.


Guide to Fasting, Available through Amazon.










Question: What happens if I eat one meal, and then just a few hours later my blood sugar goes below 100 the same day?
Answer: Congratulations, you’ve just cured yourself of Type 2 Diabetes!

This means that your Insulin Resistance is over. Instead of Insulin Resistant, you are Insulin Sensitive again, and your body has come into balance.

Does this means you can stop, and start eating whatever you like whenever you like? No, because you’d likely fall back into Type 2 diabetes all over again. In fact, I would guarantee it.

Frankly, what I do is just keep testing myself, and after doing this for a month or so I start to know how certain foods affect my body. Now, I don’t have to prick my fingers for a blood sample 9 times a day. Now I know I’ll need to wait longer before I test, getting this down to 1-2 pricks per day. You start to have a better sense of how your body feels when your blood sugar normalizes, and how long it will take based on what you ate the day before.

The Payoff

Imagine a day where you go to your doctor, and he looks back at you, amazed at your blood glucose and insulin readings. Imagine a future without the drugs you used to take. Imagine losing massive amounts of weight, looking good and feeling great.

Worked for me, and I know it will work for you.



Do not blame me if this doesn’t work for you, or your condition worsens, or whatever. I am a blogger, not a doctor. This happened to work for me, but it may not work for you, but if you sue me I will win because I have a disclaimer, and you don’t.

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James Altucher Doesn’t Wear Underwear

James Altucher doesn’t wear underwear.

That’s the conclusion I got when I read that he only owns 15 items.

Here’s what he owns (according to this Business Insider article:

James Altucher only owns about 15 things. Those are: three pairs of pants, three T-shirts, a pair of shoes, a laptop, a cellphone, an iPad, a Ziploc bag, money ($4,000 worth of $2 bills), and two carry-on black bags that he carries them in.

I call bullshit. What, no underwear, socks or toothbrush? What, he goes commando on the daily? After a heinous trip to the toilet, it gives another meaning to “ride it hard, put it away wet…” Eww.

How about socks? For god’s sakes wear some socks dude! You’re a frickin’ gazillionaire for Christ’s sake!

If you don’t already know, James is the writer behind the book  “Choose Yourself”, a sort of tome that combines inspirational ideas, as well as nuts and bolts suggestions for what he calls “true wealth”. I’ve just bought it, so I may do a review later.

But, why is he (presumably, hopefully) lying? Yeah, I get that he may be discounting things like ipad and laptop charging cords, but why leave out how many pairs of underwear and socks he owns? He lists a frickin’ Ziplock bag, so why not? I mean Project 333 gets the clothing down to 33 items. For my World Travel list, I think I got it down to 45 items. That’s counting my underwear (5) as one items, and socks (5) as one.

So, how does James Altucher get his list down to 15? I’ll tell you how:

James Altucher is a fucking liar.

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Things I left behind

When I first set off to travel, I brought what I thought were essentials, and most were selected because they were what I thought the absolute best thing to bring to travel the world. This meant I had to have items that would help me be effective no matter what environment I found myself in, be that cold weather, tropical, high altitude or low. Items for jumping into the ocean, flying through the sky, or just to keep writing a blog. No cost was spared, if the absolute best backpack was a backpack that had wire mesh throughout it’s fabric to fend off slash thieves I bought it. If I thought I needed a universal power adaptor, then by golly, I would research and purchase what I thought would be the most lightweight and versatile universal power adaptor (with surge control) that I could find.

But some things, through the test of travel, were left behind, the jetsam and flotsam of a life lived at the extremes of forced minimalism.

I actually don’t really call myself a minimalist. Because any label confines you to certain rules and definitions. I have, in comparison to others, a minimal amount of stuff I bring. But what I have I maximize what the item itself can do for me. I can’t just have a backpack, I need a backpack with security features built in. I don’t just have a hat, I have a hat that can be worn 3 different ways in 3 different styles, is waterproof, lightweight, extra strong, and stylish.

But again, some things that I thought would be useful have really not been, and so were left behind – mostly left at the last hostel I found myself in.

Things I left behind:

Super Dry Travel Towel. Super light, super absorbent…but felt like rubbing a bed sheet over my body. Sometimes you want a tad more comfort, and for me a towel is one of them.

Collapsible plate. Thought I’d use it, never did. Ironically, I am in a place that doesn’t have a kitchen I can use, and this might have been used today. But I am moving out because of the lack of a kitchen, and will only stay in hostels that have one – so no plate needed.

Travel Chess. Small, lightweight – yet never used. I like chess, but not enough to harass fellow travelers to play. Cities often have dedicated tables to play – and while I used to do that, I find myself without the desire to match myself against others in a game. Out!

Windsock for the boom microphone for my iPhone. It’s a tad bulky for it’s size – and I just never used it. Never found myself in windy enough conditions to justify it’s use. Out!

I actually did use this a couple of times, but what I’ve found is that hostels typically have a place to hang clothes, and if they don’t I also have a security cable that can double as a clothesline in a pinch. I used it in this manner a few hostels ago to both secure my luggage to a bedpost, and also to lay wet socks and underwear to dry. Since I have an item that I use for the same purpose/multiple purposes, I let this one go.































I also got rid of my BrosTrend 1200Mbps Long Range USB Wireless Internet Adapter – found out through additional testing that my Macbook Pro fared about as well as the BrosTrend. No additional extender necessary.

Some items, I just lost, like my beloved Outdoor Research Helium II jacket. Probably left somewhere in Arica, Chile. Still looking for a replacement. Also, my beloved Sea to Summit Ultra Sil daypack. I lost this in San Pedro de Atacama. I know exactly where I lost it, as I was sunning myself after dipping into a hot mineral spring fed river. I was actually using it as a pillow. Then, the tour van was leaving, I just got up – and left my bag. Luckily, there was nothing of value in it – except my toiletry bag. The only thing I miss is my compact sonic toothbrush.

New items

As a replacement to my old N-Rit Super Light Towel, I got the slightly larger N-Rit Super Dry Towel in Xtra large upgrade version. Made by the same company, this one is just more like a towel – has a softer, slightly thicker cloth, but still bundles up to nearly the same size. Since getting rid of my other towel (and other items) this made room for something a little more deluxe.










Travel toothbrush that folds into itself. Not a sonic, but also doesn’t use batteries. Plusses and minuses.











Here’s the thing: If I don’t use an item, (or use it infrequently) in a period of 2 months – then I discard it. Other items that get lost is kind of the price you pay for traveling. A fellow traveler after hearing my tale of a lost coat said: ‘I’ve lost 2 coats so far. That happens, don’t worry too much about it. You can always find something suitable.’

And, he’s right.

I’m still looking for a replacement for my Helium II jacket – but I am holding off for now. Arequipa is sunny and really dry. The store here that has Camping Gear has a North Face waterproof jacket, but it’s a tad heavy for my tastes – but may work if necessary. Right now, I have all that I need – and that’s enough.

As I’ve said before, expertise is not just expressed in knowing how and when to use things, it’s also knowing how to do without.





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Minimalist Diet

At the beginning of this year I had become an accidental minimalist, renting my home, most of my possessions, to live in a 13 foot RV I named “Conchita la Casita” for about a month, then leaving the “capsule” to travel the world, starting in Chile.

Since then I have contemplated: is it possible to extend minimalism – the idea of only having what you need – to diet? What would that look like?

There are a lot of diets that would fit the bill, and most under the title of “Intermittent fasting.” Some common ones are 5/2, The Warrior Diet, and Lean Gains. The diets are basically versions of eating only during a certain “window” of time, such as only eating for 5 days, fasting for 2 days for 5/2, or only one big meal every day in the evening with The Warrior Diet.

The Warrior Diet, available on Amazon.

The reason I find these to be “minimalists” is that unlike the other diets such as Paleo, or even to “philosophies” of eating, such as vegetarianism, only eating during a certain window makes the diet the simplest – no counting of calories or figuring out the ratio of macros to micro nutrients.

As with everything we humans do, we tend to complicate things. Everyone wants specifics, for example, on the 5/2 diet, which 2 days are the best? What time do you start and officially stop the fasting window?

I wanted something even simpler, something that could even be done while traveling, a diet that would not only help me lose unhealthy fat, but was simple, save me money, save me time, and live a more healthy life.

My answer was: OMAD, or One Meal A Day.

The basic idea is: Eat one meal a day. That’s it. Ideally, it should be a well-rounded meal – not all twinkies, for example, but outside of that that’s all it is.

5:2 Diet, Feast for 5 days, fast for 2, Available on Amazon.

I usually eat my meal around 2pm, and eat until I am full. Then I don’t eat until 2pm the next day.

I started this diet while I was renovating my house and living out of my Casita. It just made things simpler. And I am also the type of person who is encouraged by results, and the results for me were dramatic.

The results of doing OMAD:

  • Lost 25 lbs in 2 months.
  • Went from a size 34 in jeans to size 30.
  • My Blood Glucose used to be pre-diabetic, with my doctor saying “People with this BG reading typically are on drugs to lower it.”
  • Blood Pressure – too high. My doctor said the same thing in regards to my blood pressure – too high, and would have to be treated with drugs.
  • Money saved: I estimate that I saved over $200-400 per month by only eating out once per day (if that), or making my one big meal at home.

Guide to Fasting, Available through Amazon.

Since I have been traveling, I have altered things a bit, just eating 2 meals a day by skipping breakfast, but frankly I feel best when I only eat one meal. My body just seems to respond best – I have the most energy, I feel light and calm, with a clear mind and good focus. So, as I travel I slip from 2 meals a day to 1 meal a day, as my mind-body-emotions dictates.

I occasionally check my blood sugar while I travel, with mornings starting higher (like 100) but dropping to 80 when I approach my 2pm eating time.

There are studies that show that among the benefits of fasting are apophagy, or the body’s ability to get rid of scar tissue, repair tissue, and generally “clean house” occurs during periods where we don’t eat. Also, Human Growth Hormone (HGH) is highest 16-23 hours into the fast, with one study participant increasing their HGH by 2,000 percent.

All I know is that once I started seeing my belly fat disappear, my blood sugar stabilize and blood pressure reduce I was hooked! I feel like I have grown “younger.” And an added bonus is the absolute gustatory pleasure I take in the act of eating. When 2pm rolls around I admit I have been fantasizing about food, planning in my head how I will break my fast. And, while I eat a fairly balanced meal, I have started adding dessert – something I would avoid in the past because I knew I’d either gain weight or feel terrible afterwards. Now, it becomes a welcome addition to my meal. And despite whatever I eat I seem to have stabilized at an ideal 150 lbs, with a flat belly, needing a belt to keep my size 30 pants on!

I am no longer overly concerned about food. I understand what real hunger is, rather than just eating on an artificial 3 meals a day schedule. I look better, and more importantly I feel better. I really recommend trying out this diet for awhile. You can always do one of the variations if you like, but OMAD has led me down a path with numerous positive benefits besides just weight loss that I feel like it’s the light, if you know what I mean.

Give it a try, it literally changed my life.

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Accidental Minimalist

When I discovered that I could rent my house and make a few hundred dollars profit, I was, as they say, ‘outta here!’ Mind reeling from the posilicious possibilities, I knew that it would take a lot of work, but that I had to simply start walking. After living in a home for fifteen years, one tends to accumulate stuff. And a few of those years were prime earning 6 figure years, where I would simply walk into an REI and just buy anything my heart desired.

And , oh, did my heart desire!

One year I believe I received a $300 dividend. That would mean I had spent at least $3,000 the previous year. That buys a lot of climbing equipment!

French freeing the 1st pitch of Super Nova

French freeing the 1st pitch of Super Nova

But those days are past. My path is now writing and video-documenting my life and interests – do what you love, the money will come, right?

But, calculating the cost, and the revenue weighed against the PITA factor, I realized I could do it

I could be free.

All it would take was dismantling everything that I am.

Because we define ourselves by what we own – our choices revealed through our cars, our houses, how landscaped our yards are, how prompt we are at shoveling our driveways, and do our neighbors sneer at our shrubbery?

Once, I let the grass grow. I thought, well the grass in the nearby Crown Hill Park looks fabulous long! After letting it grow over a foot, the city disabused me of that notion, ticketing me, saying the initial charge was $25, which would increase every week if the grass was not cut.

I calculated: if they increased it by $10/week, after a year I’d be charged $535. After ten? $5,215.

The mower hauled out, the prairie shorn.

I actually saw the guy from the city swing by in a truck, scowl on his face. He hauled ass when he saw me standing in the cropped grass, fists clenched, staring needles.

This gave me a view into how others see my property. That I needed to empty the house, and paint and fix and haul and trash and donate. When I was done, I had a clean slate: an empty home.

My earthly belongings now fit in one-half of a 2 car garage. I live out of my 13′ Casita parked in my driveway, a fiberglass RV manufactured in 2003, but she’s a beaut, doesn’t look a day old in my eyes.

Conchita la Casita

My clothes fit in a single plastic container bought at Walmart. I use a sleeping bag as a comforter, and my bed converts to a small table seating area I use during the day. More often I find myself at a local cafe that has strong coffee and fast wifi.

Soon, I will have less.

Everything I own will fit in a backpack and a day pack. With this shall I roam the earth. As far as clothes, I will be down to:

  • 2 long-sleeved collared shirts
  • 2 t-shirts
  • 2 long pants (1 convertible to shorts)
  • 5 pairs of underwear
  • 2 hats: beanie and a waterproof hat with a brim
  • a lightweight waterproof jacket
  • 1 light stuffable puffy jacket
  • 5 socks

I’ve read a bit about Minimalism, and it struck a chord in me: only have what you need. That this leads some people to a happier life. How some folks pay a bunch of money to hire a consultant to learn how to become a minimalist. I find the idea of hiring a consultant funny: my decisions are born out of whether or not I want to carry it on my back.

Living la vida Conchita!

I have things that have multiple purposes and features: an insulated bottle which can hold both hot or cold drinks. It has a loop that I can attach a ‘biner to, and a flip-top lid for sipping (so I don’t have to unscrew it). I can drink with one hand, while checking Facebook on my iPhone in the other. It’s sturdy and unbreakable, and yes, I thought this all through before I decided to buy it and bring with.

I have headphones that magically transform noise, or music I dislike into blessed silence. They can double as earplugs in a pinch. And yes, I tested that too.

I have failed experiments. I was going to use my hydroflask bottle to hold my wifi extender by dismantling the wifi extender to pieces, and then stuffing the parts into the screwtop bottle. But I found that I never used the bottle because, well, where would I put the delicate wifi extender? In the end I decided to McGuiver a PVC pipe with end caps as a dedicated case, and now actually use the bottle for its intended beverage holding purpose.

I feel like a cosmonaut, being jettisoned into space. Except I armor myself with only the least amount of things, with technology being my only splurge.

I have last year’s Macbook Pro. I have a military grade 4TB external drive that’s waterproof and dustproof, for offloading the videos I will be making to document my journey. I purchased an online backup in case my worst fears are realized. I am debating whether to bring the Kindle or not – probably not. I can read my electronic books through my iPhone.

One from two is one.

I am deciding whether or not to bring my iPad Air – probably not. I can use my Macbook for that.

One less thing is one less thing to carry, keep track of, lose.

As you can see, I will leave behind that which I already have. Maybe not ideal, in a sense, but my back will thank me for it.

And what is it they say? Take what you have, divide it in two – then throw one-half away.

But, when one has so little, one from none is…?

Either tragic, or bliss, depending on your POV. To be free of these shackles. But my revenue depends upon these things, as I am to become a Digital Serf Nomad! Tra-la-la-tra-la-li!

While I will blog, I am also volunteering, a fabutastic way of traveling in my opinion. You are typically provided room and board in exchange for working 20 hours a week. You get to know locals, and have a friendly face to practice my Español phrases like:

  • ¿dónde está el baño
  • ¿dónde está la biblioteca
  • ¿dónde está la lavandería
  • Donde puedo encontrar cerveza?
  • Por favor no me apuñales con ese cuchillo.
  • claro que te amo.

If I get fancy I can combine them as such: claro que te amo, por favor no me apuñales con ese cuchillo!

See, language learning can be minimalist too!

I am stripped bare, decisions pared down to: is it clean? No. Does it stink, No. Can I wear it? Yes!

I think I may like this.

Simplified and nearly sterile, I await the countdown: I am ready for launch!


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Preparing for World Travel

When people are asked what they would do with a million dollars, a common response is: “I would take a trip around the world!” What they don’t take into account is: everything that needs to be taken cared of prior to departure. And, while a million bucks would certainly soften the blow, there are still many details to be taken cared of.

Like: what to do with your house (if you own one). How about pets? What do you do about your utilities? Your mail? Magazine…and what about Netflix?!

Having quite a bit less than a million dollars, I simply can’t outsource these details to an assistant, I have to figure all of these things out on my own.

I found out I could probably rent out my small 2 bedroom, 1.5 bath home for $1,600 dollars. My mortgage is about $1,100 – so a profit of about $500/month. In order to do this I would hire a Property Management company for around $160. Profit drops to $340.

The only thing I have to do is empty my house.

After talking with the Property Manager, it was decided that because of how my 2 car garage is constructed, I could completely block off 1/2 of my garage, which I could use for storage. The renters would still have a large parking area outside, as well as a 1 car garage (their half of the 2 car garage).

My small 13′ RV I could store on the side of my garage. With the house contents stored in the garage, and the RV parked on the side of my house I don’t have to shell out for storage, which can get pricey. The cheapest 10’x10′ storage in Wheat Ridge is $138/month. That’s $1,656/year, and that’s without a drive-up location. It’s an indoor location, which means hauling stuff through hallways, and possibly stairs – no thanks!

And with rooms in Thailand going for $10/day, that’s a potential 165 days of Thai housing the storage would cost me!

So, I have a somewhat unique situation, but many folks with a house they’ve paid for for 10 years would probably be in a similar situation. The decision point of whether to sell or rent my home became moot after I found out I could have an income stream if I rented.

Because it’s possible I would want to move back, and with housing in Colorado rising like it is it’s debatable whether I could even buy back into the market!

Packing a house

Packing a house, even a small home like mine, is a huge chore. What I’ve done is to go room by room, and even just a section of a room at a time. This seems to work for me. I also gave myself a good amount of time to move out – at least 2 months. This allows me to take a more leisurely pace in packing and moving items from the main house to my half of the garage.

What I’m finding is that, like many things, it’s the mental blocks that make packing hard. As I pack, I am also ridding myself of things that I no longer need. Certain items with sentimental value, such as photos I will understandably keep. But then there are other items, like yearbooks, or comic collections, and (the hard one for me) books!

Everyone has a sticking point on certain things – it may be baseball cards, or tools, or photos and books. And while I’ve been fairly ruthless about dumping stuff, I know what slows me down too.

Going through a house that has been lived in for 12 years, I forget how much that remains unlooked at, and in some ways uncared for. Old photos I haven’t looked at in years, books I would never read again, but were gifted to me at some point.

Getting rid of stuff in order to travel becomes an exercise in Minimalism.

Some questions I use to decide to keep or discard are:

  • The 90/90 rule: Have I used it in the past 90 days? If not, will I use it in the next 90 days? If the answer is “no” for both questions, it’s likely I can discard it.
  • 20/20 rule (from the Minimalists) If I need it, can I In 20 minutes buy the same thing for $20? If so, discard.
  • How much of a pain in the ass would it be to move it (and to move it back in)? This question got me to give away my couches, coffee table and end tables.

Having rules in place helps move things along as well, such as:

  • Getting rid of things means you don’t have to store it. This is the first rule of organizing – fewer things makes organizing easier.
  • Move at least a few things every day. This rule has helped me make progress when every fibre of my being says to check my Facebook, or anything besides moving stuff.
  • “A little at a time is a lot over time.” This little quote has helped me through the process of moving or discarding stuff.
  • Know where you can donate. Simply knowing where the nearest Goodwill, or clothes dropoff, or even the phone number for big trash pickup removes another barrier to accomplishing your move. No excuses.
  • Move out of a room completely, even if it means some items are (temporarily) moved into a different room.

This last bit has been really helpful. Clearing out an entire room, even if it means leaving some things in a separate room (for now), is mentally rewarding. Just seeing the open cleared off space makes you want to do the next room!

It’s actually a freeing exercise – and the result is figuring out what you don’t really need – which is most things! I think I’ll miss my bed with it’s down comforter the most. It’s a thick memory foam mattress that gives me amazing sleep.

It’s hard leaving the Shire!

Making money while traveling

Like hundreds of other people I am planning on making a boatload of $$$ from my blogging. That being said, between here and boatloads of $$$ may be a long dry period. Luckily, I already have had a modicum of success with my blogging, making a small recurring revenue that I plan on increasing as my blogging activities continue.

But, it’s always good to have a backup.

I am also taking a “Teaching English as a Foreign Language” (TEFL) course through teflonline.com. I’m starting with the Basic certification course, which currently costs $196. They also have more advanced courses, but apparently this is the minimum needed in order to teach in certain countries. Most prefer 100 hours, but this is a self-directed 40 hour course, which is right for my situation, and something I can do in the evenings when I am not moving my house. They have a TEFL branch in Costa Rica too, if I decide I wanted to go for a more advanced certification. Once I have the certificate in hand, I can use it as a backup revenue source. But, ultimately, it may turn out to be super interesting, and a way to get to interact and get to know people from the area.

Foreign Transaction Fees

One of the realities of traveling is: how do I access my money while abroad? Most of the time it comes down to either using credit cards, or using ATMs for cash withdrawals. But banks often charge “Foreign Transaction Fees,” which could be tacked on when using your credit card, or withdrawing money. A way around this, at least for people from the US, is to open a Charles Schwab account. Their ATMs are free, and their debit card charges no foreign transaction fees.

It does require that you open a brokerage account, but there is no obligation to actually use it. I simply connect my credit union account to my Schwab account, allowing me to transfer money into the Schwab account as needed.


My healthcare is through Kaiser Permanente, and they have a “Trips” division that understands the intricacies of vaccinations prior to traveling. I plan on taking advantage of this before I leave.

I am also getting some appointments taken care of – such as a colonoscopy! Yes, I’ve reached that age now. Also – dental work. Just chipped a molar and had to get a crown. Not sure what the dental work quality will be in other countries.

I also take a medication on a regular basis. What I’ve found is that I can buy a year’s supply from Kaiser if I pay cash. This is something I plan on doing as I don’t know if I will be able to fulfill my meds while overseas. At least a 6 month supply, while I figure out what I can get in other countries.

Kaiser also covers emergency medical care. I would have to pay up to my deductible, thereafter only 30%. This I may keep, but then again I may look into traveler’s insurance. Hopefully, nothing major will occur!


Well, what happens if something happens that requires you to be back home? Like, for signing legal documents? Granting someone the Power of Attorney will allow that person to act on your behalf – as if you were there in person. Since that person will likely have access to bank accounts and property they will of course have to be someone you trust implicitly. This is also something I plan on doing, granting one of my brothers that live in the area in case something happens.

I’m also thinking of some sort of travel insurance that includes legal. This is a decent article on the value of having legal Insurance while traveling abroad.

Points for travel

I happen to have 70k points on a Chase Mileage Plus card. These were accumulated through my previous career as an SEO Analyst. But, I knew I’d need more. I managed to qualify for the Chase Sapphire Reserve, which had a recent promotion of 100k points as long as I made $4,000 in purchases within the next 3 months. Since I had a roofing scheduled, that took care of the entry purchases right there!

There is a yearly fee of $450, but earning 3x on points means you can make that back, and more. As long as you pay your balance off each month you should be good. And, 10 months down the line, if you decide you don’t want to pay the yearly fee – then just cancel the card!

Think of it this way: you pay $450 to get about $1,200 in benefit (100,00 Chase points). That’s like getting $750 free money!

It’s the equivalent of getting an international flight, and maybe a few days  at a decent hotel (depending on where you go). Cancel in the 10th month or so, and you’ll never pay the yearly fee!

Deciding where to go

This is, as they say, a high quality problem. Meaning, if you have this choice, it’s not a problem at all.

Well, at little bit. I mean, in a world of possibilities, where does one start? I decided to have a few rules in place to help limit the decision making process, at least for the first country:

  • Don’t pick a place you’ve been to before.
  • Pick a place where you can learn more Spanish.
  • Has to be fairly cheap.
  • Has to have rock climbing (if possible)

The last point is one I will concede – but not without a fight. After thinking about Central vs South America, as well as Mexico, I decided to go to Costa Rica. Never been there before (check!) Spanish speaking (Check!) Fairly cheap (Check!)

Rock climbing?

Yeah, dunno.

After a brief Google search, I found out that Cartago, Costa Rica is the place to go for rock climbing in CR. There’s a crag there called Escalada Cachí, with 20 routes according to the website.

It’s decided – I’m going to Costa Rica!

From there – who knows!

Hopefully, this has been helpful for you. Maybe you find yourself in a similar situation. I think many of the things I wrote about apply to everyone: traveling for “free” on credit card points, packing, and other items like health and legalities. Having these things thought out prior to travel can smooth out the rest of your travel plans.

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After traveling a bit to Moab, Shelf Road and the EPC, I have been contemplating, nay taking action on reducing, removing and recycling my unused belongings. In my travels I’ve met several people who are living minimally: the vanlife, the camper trailer life, a life with only few possessions, and what I’ve found as I shed belongings that I once thought dear, that we can get by without most things in our lives, and that in fact what we once possess comes to possess us. What we own we have to defend, or it takes up mental space cluttering not just the physical space, but the mental and spiritual space as well.

I’ve been getting rid of a box or two of books every day for the past week. I’ve shed several bags of clothing, and plan to get rid of much more. I am even contemplating getting rid of my house – either renting it out, or selling it out right.

Every item I remove I feel lighter – mentally and spiritually. I see what these minimalists that I mean talk about as I own one less thing.

When I started considering minimizing, I kept getting recommendations to read this book by a Japanese author The Life Changing Magic of Tidying Up, by Marie Kondo. It got me to start thinking that there is a way I could start doing this – getting rid of crap.

In my former corporate life, where I was making 6 figures, and would walk into any store and point at anything I wanted – and just buy it.


So I would just start to accumulate things, a motorcycle, a house, couches, expensive clothes, anything I wanted. I saw a jacket in San Francisco that cost over $600. Without a thought I would pull out my card and buy it on the spot.

But during the past 7 months of my 12 month sabbatical from work I’ve come to realize that these things need to go.

When I was out travelling in my 13′ Casita, through Shelf Road and up North by Northwest to Moab, with few possessions and a tiny home whose only way of powering up was through solar panels, that I was the happiest I have been in a long while. Nothing to hold me down or back or anything. I was responsible only for my own survival. And with survival taken cared of, I was responsible for everything else – my thoughts, my growth, my next adventure.

I just realized once I got back that I had to make big changes, and in order to make big changes, the first big change was to get rid of anything that I did not take any value from, that didn’t contribute to my life in a meaningful way.

Here is my start, follow me here to find out what happens on my minimalist journey.

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